Responsible Loans for Small Businesses
At Excelsior Growth Fund (EGF), our mission is to help businesses in New Jersey, New York and Pennsylvania grow by providing small business loans and advisory services. As a nonprofit organization and a U.S. Treasury-certified Community Development Financial Institution (CDFI), we’re a responsible lender you can trust.
We understand that many small businesses can have difficulty getting traditional bank financing and EGF can help. Our products are affordable and flexible, and our advisory services can help you reach your business goals. Our signature product, the EGF SmartLoan™, provides up to $100,000 through a streamlined online platform. Loans are approved in 1-2 days and funded in a week.
EGF Loan Programs
Online loans from $10,000 to $100,000: With the EGF SmartLoan™ you can secure affordable financing for working capital, debt consolidation, business expansion, or machinery and equipment - in just 5 business days. This fast business funding is available through our simple, online application and takes only 20 minutes to apply. Learn more about the small business EGF SmartLoan™.
- Larger Loans from $100,000 to $500,000: The EGF ImpactLoan™ makes it possible to obtain larger business loans, even if you’ve had difficulty securing capital from a bank or other sources.
Excelsior Growth Fund, in collaboration with our affiliates, New York Business Development Corporation and The 504 Company, provide innovative financial and business advisory products to small businesses throughout New York State. We have offices in Albany, Binghamton, Buffalo, Long Island, New York City, Rochester, Syracuse, and White Plains.