About Us

Responsible Loans for Small Businesses

At Excelsior Growth Fund (EGF), our mission is to help businesses in New Jersey, New York and Pennsylvania grow by providing small business loans and advisory services. As a nonprofit organization and a U.S. Treasury-certified Community Development Financial Institution (CDFI), we’re a responsible lender you can trust.

We understand that many small businesses can have difficulty getting traditional bank financing and EGF can help. Our products are affordable and flexible, and our advisory services can help you reach your business goals. Our signature product, the EGF SmartLoan™, provides up to $100,000 through a streamlined online platform.  Loans are approved in 1-2 days and funded in a week. 

Ready to get started? Start your small business loan application today or contact us with your questions.

EGF Loan Programs

  • Online loans from $10,000 to $100,000: With the EGF SmartLoan™ you can secure affordable financing for working capital, debt consolidation, business expansion, or machinery and equipment - in just 5 business days. This fast business funding is available through our simple, online application and takes only 20 minutes to apply. Learn more about the small business EGF SmartLoan™.

  • Larger Loans from $100,000 to $500,000: The EGF ImpactLoan™ makes it possible to obtain larger business loans, even if you’ve had difficulty securing capital from a bank or other sources.

EGF compared to other online lendersExcelsior Growth Fund, in collaboration with our affiliates, New York Business Development Corporation and The 504 Company, provide innovative financial and business advisory products to small businesses throughout New York State, New Jersey and Pennsylvania. We have offices in Albany, Binghamton, Buffalo, Long Island, New York City, Rochester, Syracuse, and White Plains, as well as Fort Lee, Jersey City, Philadelphia and Pittsburgh.

Industry Recognition


Small Business Leader Award U.S. Department of the Treasury Certified CDFI