Business Resources Library

running a small business

Small business owners need to have sound financial management training to keep their business running successfully.

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True Cost of a Small Business Loan

Deciding on a lender for your small business can be overwhelming, especially considering the number of lenders that provide this type of financing. When evaluating your loan options, it’s important to be aware of all factors that go into calculating the true cost of taking on debt.  Many small business owners consider a loan’s interest rate to be the biggest selling point in how affordable a loan will be, but interest rates alone don’t tell the whole story. Looking at a [...]

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funds to purchase equipment

Celebrating National Hispanic Heritage Month: Cesar Alvarez’s Story about Building and Owning a Business September 15 through October 15 is National Hispanic Heritage Month, a time to celebrate the vibrant culture of Americans whose families came earlier from Spain, the Caribbean and Central and South America. The achievements of Hispanic business owners, teachers, healthcare professionals, engineers, tradespeople and others is recognized throughout the month in events, exhibitions [...]

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How to have a profitable holiday season

First, there was “Black Friday,” the infamous day-after-Thanksgiving rush to the shopping malls and big box stores for massive holiday deals. Now, there are numerous “buying holidays” vying for customers’ attention, including “Cyber Monday” and “Small Business Saturday.” For small businesses that are well-prepared, these targeted buying days are a key part of a strong holiday season, when most retailers make 20 to 40 percent of their sales [...]

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