Business Resources Library

Cash Flow: What It Is and Why It Rules Small Business Lending

Maybe you’re an entrepreneur with a great idea for a product or service, an identified target market and a knockout startup marketing plan. Or, maybe you’ve been in business for a few years and you’ve gained the insight needed to leverage changes in your industry, gain competitive advantages and grow your business further. Even with these key areas checked off the small-business-success list, there are two significant things needed to bring your ideas to [...]

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What You Need to Know About Small Business Contract Financing

There are tremendous opportunities for small business owners who are interested in obtaining contract work with New York City-based agencies. In order to take advantage of these opportunities, it’s important that the business has adequate capital to fund it. How can you get financing that can help your business bid more competitively and enable contract fulfillment? That’s where the New York City Contract Financing programs come in. This article by Excelsior Growth Fund’s [...]

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What lenders want to see in your business plan

As a small business lender, Excelsior Growth Fund has “insider” knowledge about what lenders really look for in business plans. Ensuring that your plan includes the key points outlined in this article will help lenders better understand your business and your funding needs. Every business needs a plan. While they’re critical during the startup phase, they’re just as essential during growth periods to keep leadership focused. Down the road, your business plan can provide [...]

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Resources for Immigrant Small Business Owners

June is Immigrant Heritage Month and in celebration, Excelsior Growth Fund is continuing to support the phenomenal growth and contributions of immigrant business owners in the U.S. by highlighting free and low-cost resources to inspire and support future successes among New Americans. For hundreds of years, immigrants have come to the United States with ideas that have fueled America’s economic growth and, often, changed the world. In fact, according to the Center for American [...]

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