Business Resources Library

How to fund your startup business

Insufficient funding is the leading reason why many startup businesses never really get off the ground. It doesn’t have to be like that, though, as there are loan programs available to help startups succeed. In this article, the Excelsior Growth Fund (EGF) Business Advisory Services team presents a specific type of startup loan—the U.S. Small Business Administration (SBA) Community Advantage program—and what it takes to obtain one. Learn more about this loan program and how [...]

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How much working capital does your small business need?

  In the small business world, the term “working capital” is used to describe a number of financing needs, but what is it really? Adequate working capital is one of the most important resources for your small business, and having a better understanding of it can position your business for success. Our working capital webinar will help you evaluate how much working capital your small business needs to be successful. In this 45-minute webinar presented by Excelsior Growth Fund [...]

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Yosara Trujillo shares her small business success story

In 2012, while preparing for the New York State bar exam and raising her son as a single mother, Yosara Trujillo’s stress levels were as high as the demands on her time. She envisioned a regular yoga practice to help balance her hectic life, but she had neither the time to travel from her Bronx home to Manhattan (where the closest yoga studios were located), nor the money for classes, child care and roundtrip subway fare. That’s when Yosara’s entrepreneurial [...]

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Leon Smith III share his story on growing Niagara Lubricant Company

Leon Smith III is a third-generation owner of Niagara Lubricant Company, Inc.—a manufacturing mainstay in Buffalo, New York since 1923 (his grandson, who is also part of the family business, represents the fifth generation). Leon’s also a service-disabled U.S. Navy veteran who served in the Vietnam War. Leon’s professional and service experiences result in a business that’s run like a well-oiled machine. At the plant, which is located in the heart of Buffalo’s East [...]

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