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Small business expenses worth the investment

Small business owners are cautious about every dollar spent and rightly so: Cash management is one of the key differentiators between businesses that succeed and those that don’t. That’s why return-on-investment (ROI) is an important concept that all small business owners should embrace. With ROI, for every dollar you spend (your “investment”), you aim to get back a return that’s greater than your original investment. Sometimes, this is a direct, cash-for-cash [...]

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What You Need to Know About MWBE Certification for Your Small Business

New York State’s Minority- and Women-Owned Business Enterprise (MWBE) certification program promotes equal economic opportunities and eliminates barriers to minority- and women owned businesses in state contracts. The program has two primary goals: To ensure that minority- and women-owned businesses have increased opportunities to compete for state contracts To provide these businesses with access to financial and other resources that can help them compete more effectively. As a [...]

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Four characteristics that position veterans for business success

Starting and running a small business presents a unique list of challenges that require small business owners to be disciplined and resourceful in order to succeed against larger competitors. Veterans of the U.S. Armed Forces have been an integral part of the small business landscape with almost 50% of World War II veterans owning their own businesses. According to the Small Business Administration (SBA), there are 2.4 million veteran-owned firms throughout the U.S. today. We’ve seen [...]

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4 Tips for Winning Loan Applications

Preparing for a small business loan can be a daunting task. What information will you need to gather? What steps do you need to take to ensure you land the loan you’re looking for? The second webinar in our Access to Capital series answers these questions and many more you may have about preparing to fill out a small business loan application. Our experts are giving the best tips and guidelines you should follow before submitting an application, along with advice from a lender’s [...]

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Strategies to Support Your Growing Small Business

This is the second article in a two-part series on bookkeeping. Be sure to read part I on Building a Strong Foundation for your bookkeeping. Once your business is up-and-running and you’ve mastered basic bookkeeping concepts, you’re ready to take your understanding to the next level. Our Business Advisory Services team has compiled a few bookkeeping practices that will support your growing business. With these tips, you’ll be ready to: Leverage technology to integrate and [...]

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