Our Loans

As a small business owner, access to affordable business capital is essential. At Excelsior Growth Fund, our goal is to provide you with the financial resources you need to take your business to the next level. That’s why we’ve designed our small business loan products to be fast, affordable and transparent. With low interest rates, when compared to other online loan options, and flexible requirements small business financing is possible even when you’ve been turned down by other banking establishments. EGF can help you secure the affordable small business loan you need, when you need it most!


SmartLoan Apply online for 100,000 SmartLoan Apply online for 500,000
EGF online loan benefits


How can I use an EGF SmartLoan™?

  • Refinance debt: Excelsior Growth Fund borrowers reduce their monthly debt payments by $4,750 on average when refinancing other online loans or higher cost debt.
  • Purchase equipment or materials: Need to fulfill a large order or purchase equipment to grow? Borrow from EGF and back your loan as quickly as you want or need with no prepayment penalty.
  • Working capital: Obtain funds for day-to-day business operations such as payroll, inventory, debt payments and more.
  • Improvement or expansionIf you’re seeking financing to grow or improve your business facility, an EGF loan can help. Upgrade your current location, move to a new space, and more!
  • Other loan purposes: EGF can provide a loan for almost any business purpose including construction loans and bridge loans.