Loans up to $500,000

The EGF ImpactLoan™ offers fast, flexible and affordable business funding from $100,000 to $500,000

If you’re looking for business financing from $100,000 to $500,000 in New Jersey, New York or Pennsylvania the EGF ImpactLoanTM can provide the funding you need. While other loan options can take months, we are able to provide larger business loans in 2-4 weeks for qualified applicants.

Throughout the process, you’ll work-one-on-one with a loan consultant who will work to understand your business and financial situation. 

Benefits of EGF Impact Loan

About the EGF ImpactLoanTM:

  • Amount: up to  $500,000
  • Terms: up to 5 years
  • Interest Rate: 8-11.9%
  • No prepayment penalty: borrow when you need it, pay back as fast as you want
  • Fees: 5% commitment fee (can be financed into the loan)

Eligibility Critieria:

If you have strong cash flow and can demonstrate a history of paying your business obligations (including debts and taxes), you are a good candidate for an EGF loan.

  • Operating at break-even or positive cash flow
  • More than $120,000 in annual revenue
  • Guarantors: personal guaranty of equity owners > 20%
  • Collateral is required and will be assessed on a case-by-case basis

Looking for More Than $500,000?

If you’re looking for a business loan of more than $500,000 or have been in business for under one year, please get in touch with us to discuss your loan options, including the SBA 7(a), SBA 504 loans, and Community Advantage loans offered through our affiliates.

Ready to Get Started?

Apply now


*Please note that we do not lend to money-service businesses; ‘passive’ businesses engaged in owning, purchasing, leasing, or re-selling real estate; or those operating in sin industries.